The CivDiv

On YouTube · Clayton Simms, a Marine Corps veteran who works under an accredited claims agent at Borne Accredited Claims

TheCivDiv teaches veterans to build evidence-based VA disability claims, working from 38 CFR and the M21-1 manual rather than hype. Clayton Simms started the channel after a clueless transition briefing left him to learn the system himself, and it now mixes claims-process teaching with running commentary on VA policy, oversight, and fraud. New videos were still posting the week of this scout, including one on the day of the check.

Why we carry them. It is the clearest peer example of an educator who works inside the accredited system while calling out VA errors and claims-industry fraud on camera.

Note: paid partnerships are disclosed on the channel itself. Simms works under an accredited claims agent — both facts are part of why he is carried.

Essential viewing

C&P Exam UPDATE VA Relaxes Prohibitions On Certain Exams For VA Disabiliy Claims · 2026-08-19

Explains a VA change relaxing prohibitions on certain C&P exams and what it means for disability claims in progress.

STOP Missing The Best Way To Gather Evidence For Your VA Claim · 2026-10-02

Shows the evidence-gathering approach CivDiv says veterans most often miss when building a claim file.

Veterans! MAJOR ANNOUNCEMENT Increases, HLRs, Supplementals, CUEs, Earlier Effective Dates · 2026-03-27

Runs through rating increases, Higher-Level Reviews, Supplemental Claims, CUEs, and earlier effective dates in one update.

Veteran TARGETS For Fraud By Certain DBQ And Nexus Letter Companies · 2026-04-11

Warns that some DBQ and nexus-letter companies are targeting veterans, and how that fraud exposure can hit a claim.

Unknown And Easiest 10% Secondary Claim You’ve Never Heard Of · 2026-09-14

Spotlights an overlooked 10% secondary claim he says most veterans have never heard of.

$30,000 Reward For Veterans Turning In Other Veterans On VA Disability Fraud · 2026-10-23

Covers a reported $30,000 reward for turning in other veterans for VA disability fraud — the fraud-policing side of the system.

Summaries are ours. The work is theirs. The The CivDiv channel →